Tag Archives: savvy in savannah

7324 Grant Street – Under Contract in 4 days!

18 Aug

This dreamy little home has dibs called on it and is under contract after just 4 short days on the market.

Do you know anyone serious about selling?

Send them my way.

912-224-0460

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7 Reasons To Own A Home

31 Mar

If you have never owned a home you may not be aware of the benefits. Here is a list of 7 good reasons:

  1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.
  2. Appreciation. Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-home sale prices have increased on average 6.5 percent each year from 1972 through 2005, and increased 88.5 percent over the last 10 years, according to the NATIONAL ASSOCIATION OF REALTORS®. In addition, the number of U.S. households is expected to rise 15 percent over the next decade, creating continued high demand for housing.
  3. Equity. Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.
  4. Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.
  5. Predictability. Unlike rent, your fixed-mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will increase.
  6. Freedom. The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home.
  7. Stability. Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educational continuity.

Does Moving Up Make Sense?

17 Mar

 

These questions will help you decide whether you’re ready for a home that’s larger or in a more desirable location. If you answer yes to most of the questions, it’s a sign that you may be ready to move.

  1. Have you built substantial equity in your current home? Look at your annual mortgage statement or call your lender to find out. Usually, you don’t build up much equity in the first few years of your mortgage, as monthly payments are mostly interest, but if you’ve owned your home for five or more years, you may have significant, unrealized gains.
  2. Has your income or financial situation improved? If you’re making more money, you may be able to afford higher mortgage payments and cover the costs of moving.
  3. Have you outgrown your neighborhood? The neighborhood you pick for your first home might not be the same neighborhood you want to settle down in for good. For example, you may have realized that you’d like to be closer to your job or live in a better school district.
  4. Are there reasons why you can’t remodel or add on? Sometimes you can create a bigger home by adding a new room or building up. But if your property isn’t large enough, your municipality doesn’t allow it, or you’re simply not interested in remodeling, then moving to a bigger home may be your best option.
  5. Are you comfortable moving in the current housing market? If your market is hot, your home may sell quickly and for top dollar, but the home you buy also will be more expensive. If your market is slow, finding a buyer may take longer, but you’ll have more selection and better pricing as you seek your new home.
  6. Are interest rates attractive? A low rate not only helps you buy a larger home, but also makes it easier to find a buyer.

Brand Spankin’ New Listing in Georgetown!

4 Mar

55 Beaver Run Savannah, GA 31419

MLS 120086

$159,900

FEATURES:

All brick 3 bedroom 2 bath with 2 car garage and workshop with brand new roof. Well maintained and loved landscaping and yard with large covered patio in back yard. Interior of home has hardwood floors, ceramic tile and some carpet. Kitchen has updated cabinets and counters, peak-a-boo window with eat-in breakfast area and separate formal dining room. Dining room has glass french doors and chair moldings. Living room has a vaulted ceiling, lots of natural light and wood burning masonry fireplace. Bathrooms have been updated and are squeaky clean, one even  has a new skylight. Laundry room just off garage with pantry.

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Feng Shui 101

3 Mar

Whether you have been practicing Feng Shui for years or never heard of it, here are a 5 Feng Shui concepts to help a home sell.

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  • Pay special attention to the front door, which is considered the “mouth of chi” (chi is the “life force” of all things) and one of the most powerful aspects of the entire property. Abundance, blessings, opportunities, and good fortune enter through the front door. It’s also the first impression buyers have of how well the sellers have taken care of the rest of the property. Make sure the area around the front door is swept clean, free of cobwebs and clutter. Make sure all lighting is straight and properly hung. Better yet, light the path leading up to the front door to create an inviting atmosphere.
  • Chi energy can be flushed away wherever there are drains in the home. To keep the good forces of a home in, always keep the toilet seats down and close the doors to bathrooms.
  • The master bed should be in a place of honor, power, and protection, which is farthest from and facing toward the entryway of the room. It’s even better if you can place the bed diagonally in the farthest corner. Paint the room in colors that promote serenity, relaxation, and romance, such as soft tones of green, blue, and lavender.
  • The dining room symbolizes the energy and power of family togetherness. Make sure the table is clear and uncluttered during showings. Use an attractive tablecloth to enhance the look of the table while also softening sharp corners.
  • The windows are considered to be the eyes of the home. Getting the windows professionally cleaned will make the home sparkle and ensure that the view will be optimally displayed.

There’s No Place Like Home!

31 Dec

Shawnna is an ER nurse and is well deserving of some R-n-R in her beautiful new home. Even here in this picture she seems to be shutting her eyes and clicking her heels together…There’s no place like home, there’s no place like home! Thank you and congrats Shawnna!

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Total Steal on this South Side Townhouse – 66 Hidden Lake Court Savannah GA 31419 MLS 114454

22 Nov

Hey guys I need your help! This is an awesome townhouse with low amenity fees that is convenient to St. Joseph’s/Chandler, Armstrong Atlantic State University, Oglethorpe Mall, Savannah Mall and Hunter Army Airfield. Surely you know someone who might know someone?

66 Hidden Lake Court Features:

  • 2 bedrooms/2.5 baths
  • (dual owner’s suites)
  • 1371 square feet
  • does NOT require flood insurance
  • bamboo hardwood floors
  • neutral colors
  • serene wooded back yard with deck
  • fireplace
  • laundry room
  • storage room
  • community pool
  • convenient South Side location
  • $75,000
  • Short Sale: Easy short sale, no crazy waiting. I’m in direct contact with the Asset Manager. The asking price is $75,000 but there is some flexibility.

Call me to schedule a showing!

front of 66 Hidden Lake

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New Listing – 3005 Leonard Street Thunderbolt GA 31404

8 Oct

Fantastic opportunity in Thunderbolt!! This is a rare find featuring over 1800 square feet three bedrooms, 2 baths, living room-dining room combo, den, florida room/sunporch, new roof and detached garage on a corner lot.  Sellers are looking for a quick sale, so bring all offers! List price is $145,000.

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New Listing – 66 Hidden Lake Court Savannah GA 31419

4 Oct

Check out this townhouse I just listed! It is a 2 bedroom 2.5 bath with bamboo floors and serene wood view. Convenient to Armstrong, Hunter Army Airfield, hospitals, shopping and highways. Community features a swimming pool and low amenity fees. It’s priced at $75,000 and is a short sale . Don’t worry though…this is a short sale through Res.Net, which means BPOs have been completed, the negotiator is already asigned and seller documents are already on file. Make an offer and we will have a response in less than a week. No waiting around for months on end like other short sales!

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Is there a Century 21 agent in the house??

7 Feb

Before & After and now Under Contract: 321 E. 52nd Street

5 Sep

The oh-so-sad-and-scary Before Photos:Image

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And After…. You will be amazed!!

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Congratulations!

9 Aug

Image  Congratulations to Nicholas & Christine Powell. They just closed on their first home this morning. It’s a beautiful property with expansive back yard, low country porch, and a tranquil water garden in the back. I wish you both many happy years in your home together. Thank you very much for the opportunity to assist you!

Short Sale 101

30 Aug

house short saleWhat exactly is a short sale in real estate?

A short sale occurs when the seller owes more on the property than it is worth, does not have the means to pay the difference, and the bank agrees to accept LESS than a full payoff for the amount owed. In such cases, the seller must demonstrate a genuine financial hardship.

Banks lose LESS money on short sales than they lose on foreclosures. Therefore, they have a logical reason to accept a short sale, especially if the sale price is close to the current market value of the property, and it appears that a foreclosure may be likely. The amount owed is not the determining factor. What is important? The fact that the property is worth less than what is owed, and that the seller has a GENUINE FINANCIAL HARDSHIP. These are the two qualifications that are necessary. The fact that the property is worth less than what is owed does not automatically qualify the owner for a short sale by itself.

DO YOU QUALIFY?

Some financial hardship examples include: loss of job, business failure, damage to the property, death of a spouse, death of family members, severe illness, inheritance (when the property is inherited with a mortgage the heirs cannot pay), divorce, mandatory job relocation, medical bills, military service, payment increase, insurance or tax increase, reduced income, separation, too much debt, incarceration.

Sellers do not have to pay the Realtor’s commission or closing costs in a short sale. These funds come from the sale of the property, and this is made possible by the fact that the lender is taking less than what is owed.

Sellers are NOT ALLOWED to receive any funds from the sale of the property. After all, the lender is agreeing to take less than what is owed by the borrower. This often amounts to losses of 100’s of thousands of dollars on a single mortgage. Weigh the cost of the seller renting a moving truck against the repayment of the mortgage balance and it will quickly become evident who is benefiting the most from a successful short sale – the seller!

If you are considering a short sale as a seller or buyer, please contact me so that we can discuss your unique situation.

912.224.0460

Happy Birthday Leopold’s!

20 Aug

LeopoldsIceCream1LargeUnless you have been living under a rock in the city limits of Savannah Georgia, you know who and what Leopold’s is. For those of you new-comer’s, let me explain..

In 1919, Peter, George & Basil Leopold set up shop as an ice cream shop downtown at the corner of Gwinett and Habersham. It was here that Peter refined his knowledge of ice cream making, to the delight of any American. The ice cream shop was in full swing for about 50 years, with regulars such as the famed Johnny Mercer! The centennial of Mercer’s birth is being celebrated in Savannah this year, and Leopold’s has developed a special flavor of ice cream, Huckleberry Cheesecake, in his honor.

Stratton Leopold took the helm when his father and one of his uncles passed away.  Savannah saw  a dark day, when Stratton closed Leopold’s to pursue his dream as a movie producer in Los Angeles.  After some time, Stratton was taking up residence in both cities. It was then that locals saw the opportunity to shamelessly beg for Stratton to re open the beloved ice cream shop.

And so, he did. In 2004 Leopold’s was back in business at a new location, 212 E. Broughton Street! The new store was designed by Academy Award-nominated designer Dan Lomino, who incorporated many original fixtures, including the soda fountain, at the new location.

This weekend is the Celebration! There will be specials, including 90 cent ice cream and sodas, that will be available Saturday from 11-11.  There will be birthday cake at 3:30, and live music,and dancing.

Be there, or be square!

Ardsley Park

19 Aug

Ardsley Park & Chatham Crescent is one of the most sought after neighborhoods in Savannah. It’s home to an eclectic blend of people and architectural styles. Ardsley Park is located in Midtown Savannah and is close to shopping, restaurants, hospitals and anything else you can think of.

Ardsley Park was developed starting in 1910 alongside the Chatham Crescent area, an adjacent planned community. The homes here are as varied as the residents who inhabit them. There are many textbook renderings of homes popular in the twentieth century on through the spectrum of local interpretation.

There are lots of green parks, some with playgrounds, that are loved by the residents. Home prices in the area have a huge range from the upper 100’s to just under a million dollars.

Areas of similar interest include: Parkside, Baldwin Park, Lamara

Gordonston

19 Aug

Gordonston is the newest neighborhood in Savannah to be named to the National Register of Historic Places. As you may or may not know, Gordonston was named for the noted family that developed it, The Gordon Family. The most famous member of the family, Juliette Gordon Low, was the founder of The Girl Scouts. At the time it was developed, it was accessible by the street car line which ran on Kinzie Avenue toward Thunderbolt. Homes here include a variety of architecture including stunning examples of Neo-Classical, Colonial Revival, and my favorite, Arts and Crafts. Gordonston is roughly bounded by Gwinett Street on the North, Skidaway on the South, Goebel Avenue on the West, and Pennsylvania on the East.

The area is sweet as can be, and tends to slip under the radar for many buyers. It is full of charm and in a convenient location.